Membership Insurance Packages & Benefits
Insurance Membership Packages give you access to comprehensive insurance cover (for treatments, teaching and products that you retail) as well as an extensive range of member benefits (click here to see what those include)
NB - before you buy any package make sure you have noted any Additional Advanced Extensions which may be required as an additional add on.
Insurance Cover
Cover that could give you peace of mind whilst you get on with running your business.
Inclusions
- £6,000,000 Professional Liability insurance
- £6,000,000 Public Liability insurance
- £6,000,000 Malpractice
- £6,000,000 Treatment Risk insurance
- £6,000,000 Product Liability for retailing to clients (and non-clients provided turnover does not exceed £30,000)
- no excess
General Exclusions
- Liability arising out of the injury of any employee.
- Liquidated, punitive damages and/or fines.
- Any liability caused by, contributed by or arising from nuclear radiation or contamination and/or in consequence of war, pollution and/or terrorism.
- Liability arising out of any criminal, fraudulent acts including sexual harassment.
- Liability arising from any claim or in connection with Tour Operators Liability as defined by The Package Travel, Package Holidays and Package Tours Regulations Act 1992, The Package Travel and Linked Travel Arrangements Regulations 2018 or any similar legislation.
Membership Benefits
- Welcome Pack (Includes a BABTAC badge, certificate and a window sticker to proudly to display in your window (not available to International or Associate Members)
- Business Resources, Tools and Templates
- Industry Updates and Best Practice Guidance
- Award Winning Membership Quarterly Publication VITALITY
- Access to BenefitsHub and other BABTAC Partnerships, offering a wide range of discounts to help reduce your personal costs and drive your business forward.
Membership Packages
Full therapist membership - £95.00
Includes fees and insurance premium tax (IPT)
Suitable for an individual therapist: hair and beauty, sports, holistic and teachers* working from home, renting a room or mobile.
Insurance for teachers covers all training work including workshops as an employee. If you run your own course or school you will require a Corporate Teaching Insurance Extension.
Specialist membership - £59.00
Includes fees and insurance premium tax (IPT)
Suitable for therapists needing insurance who only provide treatments in:
- nails
- lash extensions
- tanning
- make - up
- hairstyling
This is NOT inclusive of eyebrow treatments
You will receive the same benefits as a full membership. You will also have access to our other membership benefits and the cover allows you to work from home; mobile or in a salon
Full hairdresser membership - £59.00
Includes fees and insurance premium tax (IPT)
Suitable for an individual hairdresser working from home, renting a room or mobile.
Salon Memberships - please note that Salon Memberships cannot be processed online. They need to be completed over the phone with a membership team member on 01452 623 110 (Option 1) or you can email them on info@babtac.com and one of them will contact you as soon as possible.
Salon membership - £180.00 (with 2 therapists)
Salon membership - £225.00 (with 3 therapists)
Includes fees and insurance premium tax (IPT)
Salon membership is designed to cover the business and up to three practicing staff. If you require cover for more than 3 staff you can add practicing therapists onto your policy for an additional £77.00 each. This policy gives you and your staff access to a range of benefits and covers them to work in or away from the salon providing they are employed by the business to do so. There are no admin charges for changing a staff member's details if they leave your business.
Advanced Treatment Cover
Some treatments require additional cover - its important to check these before you take out insurance so you make sure you are fully covered for everything you do - please click here for information and costs
Student membership - £24
Suitable for students in education (holding no present qualifications in the beauty industry) who require insurance for their case study work, (Conditions apply). You will also have access to specific student benefits selected just for you.
Other Business Insurance
If you are looking for other business insurance cover please contact our membership team directly on 01452 623 110 (option 1) or email them at enquiries@babtac.com
If you have any further questions download our Frequently Asked Questions page.
Before joining with BABTAC make sure you download the Terms of Business and Policy Wording below and we would also advise you to read the Key Points Cover document (click on the links right at the bottom of this page to download these)